AFFORDABLE PROTECTION – TERM LIFE INSURANCE

When you’re just starting out, finances may be tight. But your need for insurance is as real as ever. Term life insurance may offer an easy, generally affordable way to cover financial obligations – like college, a mortgage or a business loan.
Available in 10, 15, 20 and 30 Year Terms

WEALTH TRANSFER - LEAVING A LEGACY

Single Premium Plan that automatically increases the size of your estate.
• Guaranteed Cash Values
• Immediate increase in benefit to your beneficiaries

WHOLE LIFE - Permanent Coverage for Permanent Needs

Life is full of changes. Permanent life insurance, which consists of insurance and cash value, is designed to cover long-term financial needs so you can help keep your promises to those who matter to you.

EDUCATION SAVINGS - TAX ADVANTAGED SAVINGS FOR COLLEGE

Coverdell IRA – Maximum contributions of $2,000 per year.
• Guaranteed Cash Values
• Fund your Children’s Education

TAX ADVANTAGED RETIREMENT PLANS

Annuities and IRAs:
Good things may come to those who wait. With a deferred annuity, you set aside money today so you can receive income later. In between, you’ll get tax-deferred growth on any earnings. Deferred annuities are long-term investments that can be used for retirement income.