
Life Insurance
Life insurance is a unique financial instrument that assures the creation of a desired amount of liquid capital at death.
This unique product can be used to solve a host of personal and business problems such as:
- Providing income for surviving family members Pay federal and state death taxes
- Paying debt
- Providing for children’s education
- Transfering wealth from one generation to another
- Benefitting a charity
- Creating an instant estate.

Retirement Savings
PFSA offers qualified and non-qualified plans
Set aside money today so you can receive income later.
Watch your money grow in a tax advantaged way through a long- term retirement savings account with the wonder of compound interest at work
We offer Flexible payment and Immediate Annuities, Traditional IRA’s, Roth IRA’s and SEP IRA’s
Minimum to open an account is $ 100

Educational Savings
Education Savings Accounts
(Coverdell IRA)
Great to start a college fund for children
Deposits can be made until the child is 18 years of age
Annual deposits up to $2,000.00
Funds can be withdrawn for education tax free
Funds may be transferred to another child
Minimum to open is $100.00
- Guaranteed Cash Values
- Fund your children's Education