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PFSA

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8

Protect Your Family with Life Insurance

Find out which is a better fit for you

Whole Life
Universal Life
Term Life
Wealth Transfer

Why do You Need Life Insurance?

At every stage in life there is a need for life insurance:
Young families - Planning for their children’s education and raising needs.
Income replacement - One of the most common uses of life insurance is to replace lost income due to the death of the breadwinner. The death benefits can continue providing income to the family through attractive settlement options, or as a lump sum.
Debt protection - Death benefit can be used to help pay off mortgages and other outstanding debts.
Estate planning — Can provide funds to cover estate expenses and help avoid the need to sell assets and/or borrow money to cover these expenses.
Charitable giving — A policy can enable you to make a significant donation to your favorite charity upon your death.
Employee Benefits - If you own a business, you can improve your employee retention by offering a life insurance benefit.
Buy/sell agreements — Provide the funds needed to purchase the ownership interest of a deceased owner or partner.
Retirement Income - The tax-deferred cash surrender value can be used as a supplemental retirement income option if you no longer have a need for life insurance.

PFSA offers several life insurance plans, both whole life and term insurance type plans are available.

You’re making wise financial choices today, so you and your family can have a more secure tomorrow.

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Contact the PFSA

1100 14th Street, Suite E

Modesto, CA 95354

Phone: (209) 702-6364