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https://www.mypfsa.org/wp-content/uploads/2018/05/term-insurance.mp4

15, 20, or 30 Year Term Life Insurance

Starting your career, a family, a business?

Term life insurance provides affordable protection to cover your needs with very low premiums

Affordable Protection – TERM LIFE INSURANCE

You’re just starting out, finances are tight. But your need for insurance is as real as ever. Term life insurance offers an easy, affordable way to cover your financial obligations – like a college loan, a mortgage or a business loan.

With term life insurance, you get level coverage for a fixed amount of time. Premiums are generally lower than permanent life insurance.

  • Premiums stay the same during the term you select.
  • Options to convert to a permanent life insurance contract.

Introducing our new Term Life Insurance plans

PFSA Builder Plans –Term life insurance that can provide affordable, temporary protection. You choose the initial term and your premiums remain the same during that period of time.

  • PFSA Builder 15 Year Term – Renewable, Convertible
  • PFSA Builder 20 Year Term – Renewable, Convertible
  • PFSA Builder 30 Year Term – Renewable, Convertible

Get up to 1 million in coverage for $39.60 a month*

Request a free quote today and have one of our Representatives provide you with a personalized consultation and no obligation quote.

You can also Call us at toll free 1-866-687-7372

* $39.60 monthly rate shown is based on a 20-year-old female non-smoker seeking a 15-year Term Life insurance with a coverage amount of $1,000,000 and is based on our best underwriting class as of 10/01/2016. Rates and coverage amounts are subject to underwriting and are not guaranteed.

Examples of premiums for a $500,000 policy, monthly payments, 15-year term, female, non-tobacco

Age Super Preferred Preferred Standard
20 $ 22.50 $24.30 $ 29.25
25 $ 23.85 $ 25.20 $ 31.05
30 $ 23.85 $ 27.00 $ 33.75
35 $ 27.90 $ 31.95 $ 42.30
40 $ 37.35 $ 43.65 $ 60.30
45 $ 52.20 $ 63.90 $ 94.95
50 $ 72.00 $ 90.00 $ 137.25

You can also include Accidental Death Benefit rider and Waiver of Premium rider for a minimal additional cost.

Suitable for: Young adults, Homeowners, Business owners that have either a limited budget or carry large debts.

Contact Us

Call, email or schedule an appointment

Request a Quote

Our representatives can help you with your financial planning

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Contact the PFSA

1100 14th Street, Suite E

Modesto, CA 95354

Phone: (209) 702-6364