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PFSA

A fraternal organization for you

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Planning your Retirement

PFSA provides members a complimentary retirement needs analysis through their local Membership Representative. Let us help you determine the best retirement strategies

TAX ADVANTAGED RETIREMENT PLANS – ANNUITIES

With a deferred annuity, you save today so you can receive income later. While your account grows, you’ll get tax-deferred growth on any earnings. Deferred annuities are long-term investments that can be used for retirement income.

Plans Available:

    • Prosperity Special Annuity – Open an Annuity with a minimum of $10,000 and earn a higher interest rate
    • Immediate Annuity - Open an Annuity and immediately start receiving income
    • Flexible Annuity - Low entry level - $100 to start

With deferred annuities, you:

  • Pay no income taxes until you start taking your money out
  • Manage how and when you take income
  • Make withdrawals for education expenses for you, your children and even your grandchildren
  • Withdraw up to $10,000 for first time home buying before you are 59 ½ without paying penalties

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Contact the PFSA

1100 14th Street, Suite E

Modesto, CA 95354

Phone: (209) 702-6364