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PFSA

A fraternal organization for you

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Options at a Glance

PFSA is seeking career minded individuals for both Part-Time and Full-Time positions. Extensive training and support provided.

PFSA Plan Options

Term Life Whole Life Universal Life (coming in 2017)
Advantages
Simple, affordable coverage for a period of time Lifetime coverage with access to cash value Flexible coverage Flexible premiums
What It's Used for Appropriate for short-term coverage needs Life insurance for life-long needs Permanent protection and flexibility
Guaranteed Death Benefit Yes
Provided premiums are paid as required
Yes
Guaranteed for the life of the policy provided premiums are paid as required
Cash Value No Yes
Cash value growth is tax-deferred.
Yes
Cash value growth is tax-deferred.
Lifetime Level Premiums Level premiums only for duration of initial term Yes
Guaranteed for the life of the policy
Lifetime Coverage No Yes
Guaranteed for the insured's lifetime, provided premiums are paid as required
Yes
It is possible coverage will expire when either no premiums are paid following the initial minimum premium or subsequent premiums are insufficient to continue coverage1
Flexible Premiums Yes
Available for the insured's lifetime
Available Policies Term Life Policies
Term 10, 15, 20 and 30 Years
Whole Life Policies
Whole Life
Limited Pay 10, 20
Single Premium Life
Final Expense $10,000
Universal Life Policies
Flexible Premium Universal Life
Single Premium Universal Life

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Contact the PFSA

1100 14th Street, Suite E

Modesto, CA 95354

Phone: (209) 702-6364